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Something to think about with cars and trucks is Americans love to spend thousands to save tens.

So the best way to spend $20K on vehicles is probably $20K of delivery services / delivery truck drivers in order to obtain some economy of scale effects. Hauling 800 pounds of dirt in a small hybrid is bad, spending $25K extra to buy a truck to avoid the home depot $19 rental truck is worse, but best of all is spending $100 to have the giant home depot truck deliver it next time it swings by, repeated 200 times.

Also $20K of purchasing in bulk to eliminate extra trips. The best way to drive to walmart to buy a 4-pack of toilet paper that you just ran out of, is not a 8 mpg truck or a 10 mpg SUV or even an electric car, but to spend a little more $$$ up front to buy the giant pack of toilet paper to avoid running out and eliminate making an extra trip in the first place.



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