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The poverty line is a funny thing. I grew up below it; I'm talking about one set of clothes, one meal a day if I'm lucky. Still, growing up in Scotland that's hardly comparable to the likes of kids starving in other parts of the world.

Despite some tragedy and external pressures, I was always happy, or at least able to focus on the fact that those external pressures would go away someday. Now that I'm a decent earner, I just have another set of problems.



If you need someone who is going to be required to handle money efficiently enough to get the most out of each dollar, one of the most worthwhile traits is actual years of experience getting the most out of each dollar.




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