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Future value = present value * (1 + interest rate) ^ time

FV = PV * (1 + i) ^ t

FV and PV are in dollars, i is a percent, and t is number of years.

We know FV, i and t and can solve for PV.

8,200,000 = PV * (1 + 0.07) ^ 70

PV = 8,200,000 / 1.07 ^ 70

So 72,000 compounded over 70 years at an interest rate of 7% has a future value of 8,200,000.



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